Important Points

• While Creative Ways will verify client benefits with the insurance provider, it is ultimately the responsibility of the client to be well informed about their benefits. It may be helpful to contact your provider to understand any fees you will be expected to pay for a deductible or co-pay.

• If your insurance provider requires that you pay a deductible or co-pay, Creative Ways will ask that you provide a credit card which will be billed monthly. 

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• If you are a self-paying client, Creative Ways will ask that you provide a credit card which will be billed monthly.  Please feel free to discuss your situation with Teresa, Donna, or your particular therapist, and we will do our best to offer a sliding scale to meet your particular needs.

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• If you have an insurance that Creative Ways does not accept, you may contact your provider to inquire about out-of-network coverage. In most cases, you will be required to pay out-of-pocket for each therapy session, and then submit a monthly receipt of services to request reimbursement, or partial reimbursement. If applicable, Creative Ways can provide a monthly receipt of services.